When you buy or sell a share/instrument listed on a stock exchange there is a settlement process that the transaction has to go through before the transaction is completed fully. This can take 5 business days to complete. You will always have access to funds to invest on the EasyEquities App or Web Platform immediately but if you would like to withdraw them to your bank account they will need to be settled. You can instantly settle the funds on the withdrawal page for a fee of 0.2% of the value that is not settled should you need to withdraw your funds before the settlement process has completed.